Financial Disclosure

You hereby understand and agree to the following:


None of Waldnesia Financial LLC or its owners (expressly including but not limited to Kirk Horetl), officers, directors, employees, subsidiaries, affiliates, referrals, licensors, service providers, content providers, and agents (all collectively hereinafter referred to as "Waldensia Virtual Family Office") are financial advisers and nothing contained herein is intended to be or to be construed as financial advice. Waldensia Virtual Family Office is not an investment advisory service, is not an investment adviser, and does not provide personalized financial advice or act as a financial advisor. Waldensia Virtual Family Office is not licensed to sell securities or investments.


None of the information provided on the website is intended as investment, tax, accounting, or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement, recommendation, or sponsorship of any company, security, fund, or other offering. The information on the website should not be relied upon for purposes of transacting securities or other investments.


The information contained in Waldensia.com or by Waldensia Virtual Family Office is not intended as a promotion of any particular investment, and Waldensia Virtual Family Office does not in any way recommend or endorse any investment which may be discussed or referenced.


Your use of the information contained herein is at your own risk. The content is provided 'as is' and without warranties of any kind, either expressed or implied. Waldensia Virtual Family Office disclaims all warranties, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. Waldensia Virtual Family Office does not promise or guarantee any income or particular result from your use of the information contained herein. You hereby waive any and all claims, and Waldensia Virtual Family Office assumes no liability or responsibility for errors or omissions in the information contained herein.


Waldensia Virtual Family Office may derive fees or other compensation as a result of purchases from service providers or vendors referenced in this material.


You hereby waive any and all claims, and Waldensia Virtual Family Office will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including, but not limited to, loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if Waldensia Virtual Family Office has been advised of the possibility of such damages. In no event will the collective liability of Waldensia Virtual Family Office to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater of $100 or the amount you have paid to Waldensia Virtual Family Office for the information, product, or service out of which the alleged liability is based.


Under no circumstances will Waldensia Virtual Family Office be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate the accuracy, completeness, or usefulness of any information, opinion, advice, or other content contained herein. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content.


Caleb Guilliams, spokesperson of Waldensia Virtual Family Office, communicates content and editorials on this site. Statements regarding their, or other contributors' commitment to share their personal investing strategies should not be construed or interpreted to require the disclosure of investments and strategies that are personal in nature, part of their estate or tax planning, or immaterial to the scope and nature of Waldensia Virtual Family Office’s educational philosophy. To the extent a court deems any portion of this disclaimer and waiver void or not enforceable, the remaining portions shall remain in full force and effect.